1. Using GENZO

GENZO is a personal finance and life-organization app. By using it, you agree to use it for lawful, personal purposes and not to attempt to disrupt, reverse-engineer, or abuse the service.

2. Your data

Your financial and personal data belongs to you. Most of it is stored locally on your device; account details and any family sharing you set up are stored in the GENZO database. You can export or delete your data at any time from Settings.

3. No financial advice

GENZO helps you track and organize your own finances. Nothing in the app — including the Strategies library — constitutes professional financial, tax, or legal advice. Decisions you make based on the app are your own responsibility.

4. Service availability

GENZO is provided "as is." Features that depend on external services (Google Sign-In, Google Calendar, Google Drive backup, SMS parsing) depend on those services being available and correctly permitted on your device.

5. Changes

These terms may be updated as the app evolves. Continuing to use GENZO after an update means you accept the revised terms.

6. Contact

Questions about these terms can be sent via Settings > Contact support.